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Get straightforward answers to common questions about annuities and retirement income.
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With the right type of annuity, you can protect your principal from market losses. Here's what you need to know about which annuities provide that protection—and which don't.
By Erik SussmanSeptember 1, 2026
Read ArticleWondering are annuities a good investment for retirement? Learn how annuities work, their pros, cons, and how to decide if they fit your retirement plan.
Surrendering an annuity during its surrender period costs a declining percentage of what you withdraw beyond your free allowance — plus, sometimes, a market value adjustment and an IRS early-withdrawal tax. Here's how to work out the real cost.
Age matters — but so do retirement timing, income needs, liquidity and the type of annuity. Here's how to think about when an annuity may make sense.
Your annuity doesn’t automatically disappear when you die. What happens next depends on the contract, beneficiary provisions and income options you selected.
Certain annuities can provide income that continues for life. Here’s how lifetime-income guarantees work—and what retirees should understand before choosing one.
